St. Stephen housing market
Home prices in St. Stephen: The median home sold for $204,902 in Jul–Sep 2026 (Redfin); the typical home is worth $243,644, up 2.3% in a year (Zillow).
The typical home in St. Stephen is worth $243,644 according to Zillow, up 2.3% from a year earlier. Homes that sold in Jul–Sep 2026 went for a median $204,902 and took a median 116 days to go under contract. That's based on only 6 sales, so expect these figures to swing month to month. At today's 7.40% 30-year rate, a buyer putting 20% down would pay about $1,350 a month in principal and interest, about 25% of the town's median household income, before taxes and insurance.
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* Fewer than 10 sales in the 3-month window; small-sample figures swing a lot. Home value: Zillow Home Value Index. Sales, days on market and supply: Redfin, a national real estate brokerage, 3-month rolling. Income, rent and ownership: U.S. Census Bureau ACS 5-year. Payment excludes taxes, insurance, HOA and mortgage insurance.
What it costs to live in St. Stephen
How much does a house cost in St. Stephen?
The typical home in St. Stephen is worth $243,644 (Zillow, Sep 2026), up 2.3% from a year earlier. Homes that sold in Jul–Sep 2026 went for a median $204,902 (Redfin). That median rests on only 6 sales, so it swings from month to month. By home value that ranks 24th of the 27 towns tracked here, about 59% below the City of Charleston ($587,511).
What is the monthly payment on a typical St. Stephen home?
About $1,350 a month in principal and interest, at today's 7.40% 30-year fixed rate with 20% down (a $48,729 down payment). That leaves out property taxes, homeowners and flood insurance, and HOA dues, which vary from house to house.
How much is rent in St. Stephen?
The Census Bureau puts the median gross rent, which includes utilities and counts existing leases, at $1,148 a month (2020–2024).
How do housing costs in St. Stephen compare with local incomes?
The median household in St. Stephen earns $65,370 a year (Census, 2020–2024). The payment on a typical home would take about 25% of that income, before taxes and insurance. The typical home is worth 3.7 times the median household income.
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Typical figures for the whole town, not an estimate for any one home or household. Sources are listed above.
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