James Island housing market
Home prices on James Island: The median home sold for $609,710 in Jul–Sep 2026 (Redfin); the typical home is worth $593,604, up 1.7% in a year (Zillow, ZIP 29412).
The typical home on James Island is worth $593,604 according to Zillow's ZIP-code series (ZIP 29412), up 1.7% from a year earlier. Homes that sold in Jul–Sep 2026 went for a median $609,710 and took a median 53 days to go under contract. With 4.1 months of supply, the market is balanced between buyers and sellers. At today's 7.40% 30-year rate, a buyer putting 20% down would pay about $3,288 a month in principal and interest, about 38% of the town's median household income, before taxes and insurance.
This page is the summary for James Island. For every chart, or to compare it with another town, open James Island in Town charts →
How hot is James Island's market?
Home value: Zillow Home Value Index for ZIP 29412, which contains the town. Sales, days on market and supply: Redfin, a national real estate brokerage, 3-month rolling. Income, rent and ownership: U.S. Census Bureau ACS 5-year. Payment excludes taxes, insurance, HOA and mortgage insurance.
Why other James Island numbers look higher: the figures above cover the Town of James Island and all home types. The local MLS (CTAR) reports the whole island, including City of Charleston neighborhoods like Riverland Terrace and Stiles Point, for single-family houses only, so its median runs well above these. Both are right; they measure different things. More on why sources differ.
What it costs to live on James Island
How much does a house cost on James Island?
The typical home on James Island is worth $593,604 (Zillow, ZIP 29412, Sep 2026), up 1.7% from a year earlier. Homes that sold in Jul–Sep 2026 went for a median $609,710 (Redfin). By home value that ranks 10th of the 27 towns tracked here, about 1% above the City of Charleston ($587,511).
What is the monthly payment on a typical James Island home?
About $3,288 a month in principal and interest, at today's 7.40% 30-year fixed rate with 20% down (a $118,721 down payment). That leaves out property taxes, homeowners and flood insurance, and HOA dues, which vary from house to house.
How much is rent on James Island?
The Census Bureau puts the median gross rent, which includes utilities and counts existing leases, at $1,695 a month (2020–2024).
How do housing costs on James Island compare with local incomes?
The median household on James Island earns $104,217 a year (Census, 2020–2024). The payment on a typical home would take about 38% of that income, before taxes and insurance. The typical home is worth 5.7 times the median household income.
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Typical figures for the whole town, not an estimate for any one home or household. Sources are listed above.
Neighborhoods in James Island
| Neighborhood | Median sale (3-mo) | Sales in 12 months | Zillow home value |
|---|---|---|---|
| Stonefield | $641,820* | 40 | — |
| Riverland Terrace | $998,720* | 29 | $859,530 |
| Creek Point | $349,902* | 19 | $375,637 |
| Bayview Farms | $603,881* | 9 | $656,881 |
| Ocean Neighbors | — | — | $659,069 |
| Lawton Harbor | — | — | $646,637 |
| Wexford Sound | — | — | $613,582 |
| Stiles Point | $1,329,627* | — | $1,184,812 |
| Lake Frances | $514,856* | — | $849,132 |
| Country Club of Charleston | $13,976,084* | — | — |
| Fort Lamar | — | — | — |
Sales: Redfin, a national real estate brokerage neighborhood tracker, Jul–Sep 2026. * Fewer than 10 sales, so the median is rough. Home value: Zillow. Click a neighborhood for its page or charts. All neighborhood pages →
Nearby towns
All 27 towns → · Neighborhood pages → · Compare two places →